Privacy Policy

Automotive Consumer Services, Inc. a/k/a “carsbypayment.com” and “leasecompare.com” (collectively “ACS”) strives to create a better consumer experience when shopping for a motor vehicle. ACS allows consumers to shop for vehicles based on payments the consumer actually qualifies, eliminating the guesswork.

This Privacy Policy explains ACS’s practices, including the information ACS collects, how ACS uses the information to improve your user experience, and what choices you have about the collection and use of your personal experience. Please review the entire policy and contact us with any questions.

What Information Does ACS Collect?
  • USER INFORMATION COLLECTED:
    • Your name
    • Your home address
    • Your e-mail address
    • Your telephone number
    • Your income
    • Other supplemental financial information as required by our lenders
  • COOKIES
    • ACS collects usage information about you when you visit ACS’s website. This information helps ACS understand how you are navigating its site, how many visitors arrive at specific pages, the length and frequency of your stay on each page, and so on. The webpages you visit may place “cookies” on your personal computer. “Cookies” are small identifiers that help ACS recognize you if you visit ACS’s websites again. Cookies are not used to run programs or deliver viruses to your computer. You may be able to modify your browser setting to notify you each time a cookie is tendered and permit you to accept or decline cookies on an individual basis. If you reject cookies on your computer and/or web browser, please note that some pages may not load properly, your access to certain information might be denied or you may have to enter information about your application or inquiry more than once. ACS also uses a temporary cookie to help determine how consumers travel through its website. A temporary cookie expires when you close your browser. This website also uses third-party analytics tools (such as Google Analytics) to collect information such as how often users visit this site, what pages they visit when they visit, and what other sites they used prior to coming to this site. ACS uses this information only to improve it’s sites. Such tools use permanent cookies to identify you as a unique user the next time you visit this site, the cookies cannot be used by anyone but ACS. Third parties providing such analytical tools may also transfer this information to other third parties where required to do so by law, or where such third-parties process the information on its behalf. Third party analytics providers cannot associate your IP address with your personally identifiable information.
Children’s Online Privacy Protection Act

ACS’s websites are not directed or otherwise promoted for use by children under the age of thirteen. ACS does not knowing collect, maintain, or use personal information from ACS’s websites about children under age thirteen. If a child, ACS knows to be under age thirteen sends personal information online, ACS will only use the information to directly respond to that child and notify his or her parents. Immediately thereafter, ACS will delete such information from its records. Because ACS does not knowingly collect any personally identifiable information from children under the age of thirteen, we do not knowingly distribute such information to third parties.

If ACS changes its practices in the future, ACS will obtain prior, verifiable, parental consent before collecting any personally identifiable information from children under the age of thirteen.

How Do You Protect My Information?

ACS takes the security of your personal information extremely seriously and have implemented safeguards to protect it, both online and offline. Online, all information that you share with ACS is encrypted using security standards and procedures and is safeguarded by a number of firewalls and password protections. Offline, ACS stores your personal information in secured servers and in locked rooms. ACS requires any third-parties which may provide support to ACS in its normal course of business to take reasonable efforts to protect your information as well.

ACS continually evaluates new technology and security measures to ensure ACS is taking adequate measures to protect your information.

How Do You Use My Information?

Your information is used to: Process or complete a transaction;

  • Obtain a soft credit pull/report
  • Market ACS’s products or services
  • Comply with any law, regulation, or court order
  • Help ACS improve its website or products or services it is offering
  • Better understand ACS’s customers’ needs
  • Develop new offerings by ACS
  • Alert you to new products or services in which you may be interested

How Do You Share My Information?

The information you provide to us may be shared with:

  • Corporate affiliates, agents, vendors and other third parties to help process or complete a transaction
  • Any third party you request, in writing, ACS to share your information with
  • Credit reporting agencies in order to procure a soft credit report
  • To law enforcement or regulatory agency in oder to comply with any law, regulation, audit, or court order

What Choices Do I Have About the Use of My Information?

From time to time, ACS may send promotional mail to you at the address provided by you to ACS. If you do not wish to receive such promotional mail, please contact ACS at privacy@acscorp.com.

If you do not wish to receive promotional e-mails from ACS, contact ACS at privacy@acscorp.com to opt out. You also have the ability to unsubscribe to promotional e-mail via the opt out link included in the promotional e-mail.

To opt out of any third-party cookies, visit the Network Advertising Initiative website and the Digital Advertising Alliance website for more information.

What About Links to Other Sites?

ACS’s sites contain links to other unrelated websites. Please be aware that ACS does not exercise control over the information, product, services, or policies of third party companies accessible through our site. ACS encourages you to be aware when you leave ACS’s site and to read the privacy policies of each and every third party site so you can understand how they collect, use, and share your information.

How Can I Update My Information?

If you wish to update your personal information with ACS please e-mail privacy@ascorp.com with a detailed description of the information you wish to update.

What Happens When We Change Our Privacy Policy?

Your use of this website indicates acceptance of the terms and conditions of this Privacy Policy. ACS reserves the rights to update or amend this Privacy Policy any time to reflects ACS’s current privacy practices. If ACS decides to change this Policy, those changes will be posted through a prominent notice on the website and/or ACS will contact you via e-mail.

What Is the Effective Date of This Policy?

This privacy policy is effective as of Wednesday, April 8, 2015.

Questions about ACS’s Privacy Measures/Policy?

If you have any questions about our Privacy Policy or measures taken by ACS to ensure your privacy, please contact ACS via email at privacy@acscorp.com.

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